Hometown Heroes Housing Program Reopens in Florida

August 21, 2025•1 min read

Florida Reopens Its Hometown Heroes Housing Program with Fresh Funding

Florida has relaunched its Hometown Heroes Housing Program, now backed by $50 million in new assistance funding. The program is aimed at helping eligible frontline workers—including teachers, nurses, first responders, military members, and other essential employees—get closer to homeownership.

Who Qualifies?

Applicants must be:

Employed full-time in Florida as a healthcare worker, school staffer, first responder, public safety or court employee, or childcare worker
A U.S. military member, reservist, Coast Guard personnel (or reserves), or Florida National Guard member
A veteran employed full-time by a Florida-based organization

What’s Offered?

The program provides up to 5% of the first mortgage amount, ranging from a $10,000 minimum to a $35,000 maximum, to assist with down payments and closing costs.

This comes as a 0% interest, 30-year deferred second mortgage—repayable only if the home is sold, refinanced, transferred in title, or no longer serves as your primary residence.

Added Benefits

Competitive interest rates on FHA, VA, USDA-RD, and conventional loans
No origination or discount points
Lower upfront fees
Extra benefits available for veterans and active-duty military personnel

Why Act Fast?

The program operates on a first-come, first-served basis—and funding moves quickly. Last year’s support ran out in just a few months.

Florida Realtors 2025 President Tim Weisheyer sums it up well:

“Homeownership builds wealth, creates stability—and this program helps thousands of hardworking Floridians take that step.”

Deborah Kling

Deborah Kling, the founder of Your Home Sold Guaranteed Realty - Kling Group, which is a family run brokerage, is one of the first AI Certified Agents in the world and a nationally recognized real estate expert. She wanted to make it a one stop shop by also becoming a Loan Officer with Your Home Loans powered by Nexa Mortgage. With over 8 years of experience, Deborah has a deep understanding of the challenges homeowners face when trying to sell or buy a property. Her passion for leveraging technology and providing exceptional service has driven her to develop a unique, customer-centric approach that consistently delivers unparalleled results. As a host of The American Dream TV, a national real estate telly award winning and emmy nominated show, Deborah shares her expertise with a wide audience. She even published an Amazon book called The AI-Powered Homeowner: The Guide to Revolutionizing Real Estate, empowering homeowners with the knowledge and tools they need to succeed in today's market. Her warm personality, coupled with her unwavering commitment to her clients' success, has earned her a stellar reputation and a loyal following. When she's not helping families achieve their real estate dreams, she's actively supporting local causes like Defenders of Freedom and Foodraising Friends, believing that success means nothing without giving back to the community.

Back to Blog